Want to save money on your policy? Our How to Get Cheaper Car Insurance guide has you covered.Considering a third party policy? This guide is not for you - our Third Party Car Insurance Comparison explains what you need to know.Wanting to compare policies by benefits? Our AMI vs AA Insurance vs Cove vs State vs Tower vs Trade Me Insurance review has all the details.However, before deciding whether to select comprehensive or third party, ask yourself - would I have enough money to replace my car if it was in an accident? If you wouldn't, then a Comprehensive policy may be a sensible choice. Comprehensive car insurance is almost always more expensive than third party car insurance, and is a popular choice for a vehicle worth more than $5,000.What you pay for car insurance will vary by model and driver specs - those who spend 10-15 minutes pricing trusted insurers online can most likely find a deal among the providers.In our simple survey, policy costs varied widely - for the two vehicles we sampled, we found Tower Insurance and Cove Insurance to be the best value car insurers for drivers in most parts of New Zealand. ![]() Most car insurers don't provide online quotes - our Car Insurers Directory lists all 35+ companies offering policies. Want the best policy price? Compare insurers and you will find it. In preparing this guide, we compared insurance quotes from AMI, AA Insurance, Cove, State Insurance, Trade Me Insurance and Tower Insurance.
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